In a microwavable bowl, add your sweetened condensed milk and white chocolate chips and stir. Microwave the mixture for 45 seconds, stir and then 45 seconds at a time until fully melted and runs thinner (not as ribbon like in color).
Add the white chocolate into the biscotti bowl and toss to coat. Pour onto the baking sheet and toss in the fridge or freezer to harden up. Note: if your biscotti has chocolate on it, it will melt and mix into the white chocolate.
Microwave the caramel squares with a little water or milk and use the same method as the chocolate chips. Drizzle over the biscotti mixture.
Add the almonds.
Microwave the almond chocolate (or milk chocolate) and drizzle over the biscotti mixture.
Let harden, I placed mine in the freezer and left it for a few hours.